Where your online banking journey begins. The first step to online freedom begins here at hzcu.org or on Horizon Credit Union's free mobile app. Sign on for the ...Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …When it comes to opening a bank account, students look for minimum fees, account flexibility and accessibility. Despite the many available options, not all student bank accounts co...Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …©2022 First Horizon Bank. Member FDIC. REV 04/22 Digital Banking User Guide. 2 USER GUIDE Getting Started 3 Logging In with Online Banking 4 Password Reset Online 4 Logging In with Mobile Banking 5 Password Reset Mobile 6 My Accounts Homepage 7 Updating Login Credentials 7 Updating Contact Info 8 Quick TransferOur commercial banking specialists are here to support you every step of the way. So let’s chat – reach out with any questions or find a banking center near you. Get in touch. First Horizon provides commercial customers with options including financing credit, receivable aid, automatic payables, currency exchanges, and more.Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …Member FDIC. 1 Applies to personal accounts only. Online Banking is subject to the terms and conditions of FirstBank. FirstBank Florida is a division of FirstBank Puerto Rico. 2 There is no charge from FirstBank; but text message and data rates may apply, including those from your communications service provider. Must be signed up for Online ...Sign into your small business First Horizon online account to access your digital banking and business reporting services. Learn more at First Horizon. Skip to Main Content. 888-382-4968. About Us; ... Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.When it comes to opening a bank account, students look for minimum fees, account flexibility and accessibility. Despite the many available options, not all student bank accounts co...Unlimited number of withdrawals (up to a maximum of $600 per day) at any First Horizon Bank ATM free of charge Fees. PayCard holders will not be charged $2 by First Horizon Bank for one withdrawal per month from a non-First Horizon Bank ATM. Additional withdrawals from non-First Horizon Bank ATMs will be subject to First Horizon Bank’s … Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or ... Are you a student looking to broaden your horizons and gain a global perspective? Consider participating in a study abroad program. Europe is often regarded as one of the most popu...©2022 First Horizon Bank. Member FDIC. REV 04/22 Digital Banking User Guide. 2 USER GUIDE Getting Started 3 Logging In with Online Banking 4 Password Reset Online 4 Logging In with Mobile Banking 5 Password Reset Mobile 6 My Accounts Homepage 7 Updating Login Credentials 7 Updating Contact Info 8 Quick TransferInsurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from … First Horizon Advisors is the trade name for wealth management products and services provided by Bank and its affiliates. Trust services provided by Bank. Investment management services, investments, annuities and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of Bank. LOG IN. Log in to access your account securely. Enter User IDWe still need your User ID. Enter PasswordWe still need your Password Show. Forgot User ID/Password. ABOUT …We're a neighbor you can count on. When our customers trust us to serve their financial needs, they enable us to reinvest in community partners who are working to keep our communities strong. FNBO offers personal, business, commercial, and wealth solutions with branch, mobile and online banking for checking, loans, mortgages, and more.First time logging in? Check out this video to view the first-time login process. (1:29). Online Banking. An overview of Horizon Bank's online banking platform.Add to your CD almost any time with as little as $25 via one-time deposit or automatic transfers from a First Horizon Bank checking, savings, or money market savings account. One penalty-free withdrawal every six months. Interest added to your CD or transferred to your checking, savings, or money market savings account.In today’s fast-paced world, knowledge is power. It is the key to success, personal growth, and self-improvement. In our quest for knowledge, we often turn to various sources to ex...Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from … In order to access your First Horizon Bank account (s) via Quicken, you must: Be enrolled in Business Banking Online. Be granted the appropriate user entitlements by a business administrator. Install Quicken and configure the software to connect to your First Horizon Bank account (s) The configuration instructions are different for each version ... Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …The First Horizon Mobile Banking app is free to download and offers you a convenient, secure way to manage your financial life or your business on the go. The app lets you deposit a check, view your account balances, pay bills, transfer funds, create and manage budgets, track spending, and set timely alerts and notifications to keep you in the ...Online Banking. My Viewpoint. Now opening a new window for Online Banking.... If Online Banking doesn't open in the new window, please try the link below Online Banking.Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …With a network of approximately 250 bank locations across the Southeast, we make it easy to help you take good care of your money. Our products and services include: Checking accounts. Savings accounts & CDs. Loans, including personal loans, auto loans, mortgages and home equity line of credit. Credit cards. Online and mobile banking. First Horizon Advisors is the trade name for wealth management products and services provided by Bank and its affiliates. Trust services provided by Bank. Investment management services, investments, annuities and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of Bank. Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from … First Horizon Advisors is the trade name for wealth management products and services provided by Bank and its affiliates. Trust services provided by Bank. Investment management services, investments, annuities and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of Bank. Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from … Online and Mobile Banking Enrollment. Please note that although they are not required fields, including your debit or ATM card number and PIN will provide you with quicker access to online and mobile banking. If you do not provide your debit or ATM card number and PIN, you will be required to include the amount of your last deposit/payment for ... OFFICE DETAILS. First Horizon Bank Bartlett Stage branch is one of the 414 offices of the bank and has been serving the financial needs of their customers in Bartlett, Shelby county, Tennessee since 1975. Bartlett Stage office is located at 5931 Stage Road, Bartlett. You can also contact the bank by calling the branch phone number at 901-385-3012.Get Started Today. Log in to Digital Banking. Click the " Accounts/Statements" tab. Select the account (s) you would like to enroll in Statements Online. Follow directions to complete the enrollment process. Make the earth friendly choice and sign up for convenient, secure Statements Online from First Horizon Bank today!800-382-5465. LOG IN. Log in to access your account securely. Enter User IDWe still need your User ID. Enter PasswordWe still need your PasswordShow. Forgot User …Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …Use this form to send us questions, comments and feedback. Your correspondence will be directed to the most appropriate person and answered within one to two business days. For faster service, call us at 800-382-5465. Fields marked with a "*" are required. While most questions and comments can be resolved through email, call us at 800-382-5465 ...May 4, 2023 ... Canada's Toronto-Dominion Bank Group on Thursday called off its $13.4 billion takeover of First Horizon Corp , triggering a near 40% fall in ...From the moment Mark Zuckerberg announced the Metaverse, people were skeptical. Many fear that Meta’s vision for the future of virtual reality (VR) landscapes brings with it some s...First Horizon Advisors is the trade name for wealth management products and services provided by Bank and its affiliates. Trust services provided by Bank. Investment management services, investments, annuities and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of Bank.Get more information for First Horizon Bank in Bristol, TN. See reviews, map, get the address, and find directions.Are you an avid reader on a tight budget? Or maybe you’re simply looking to expand your literary horizons without breaking the bank. Fortunately, there are numerous websites availa...Mobile banking makes conducting transactions convenient even while on the go. As long as you have a smartphone, it’s possible to access mobile banking services anywhere in the worl...Sep 13, 2021 ... First Horizon Bank has announced an investment in William Peace University (WPU)'s Diversity, Equity, and Inclusion Program. A free verbal payoff quote can be obtained by calling Customer Service toll-free at 800-382-5465. In addition, a written Payoff Statement in substantially the same form as the online Payoff Statement can be obtained by U.S. Mail at no charge by contacting Customer Service toll-free at 800-382-5465. First Horizon Advisors is the trade name for wealth management products and services provided by Bank and its affiliates. Trust services provided by Bank. Investment management services, investments, annuities and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of Bank. Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …Are you an avid reader on a tight budget? Or maybe you’re simply looking to expand your literary horizons without breaking the bank. Fortunately, there are numerous websites availa...888-382-4968. LOG IN. Log in to access your account securely. Enter User IDWe still need your User ID. Enter PasswordWe still need your PasswordShow. Forgot User ID/Password. DownloadOur Mobile Apps. ABOUT FIRST HORIZON. About Us.2022 First Horion Bank., Member FDIC. REV 10/22 Consumer Digital Banking A. The Service. This Agreement applies whether accessing your accounts through the internet, a mobile device, or other software. Additional terms and conditions that apply to the Mobile Banking services that we may provide to you are described in Section V. of …Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …In today’s fast-paced world, finding time to read and expand our knowledge can be a challenge. However, carving out a few minutes each day to read articles can have a profound impa... Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or ... Download our Digital and Mobile Banking User Guide. Read our FAQs. Get help from your local branch. 800-382-5465. Access your account on the go anytime with Mobile Banking from First Horizon Bank. First Horizon - Log In. LOG IN. Log in to access your account securely. Enter User IDWe still need your User ID. First Horizon Advisors is the trade name for wealth management products and services provided by Bank and its affiliates. Trust services provided by Bank. Investment management services, investments, annuities and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of Bank. Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …My Viewpoint. Now opening a new window for Online Banking.... If Online Banking doesn't open in the new window, please try the link below Online Banking.Mar 11, 2024 · Download the app to manage your personal or small business accounts, pay bills, transfer funds, deposit checks, and more. Read reviews, see ratings, and learn about data safety and privacy features of the app. For more than 150 years, First Horizon has been a trusted choice for financial service and guidance. From checking, savings and online banking tools to home loans and credit cards, ... We can provide you with a fast and accurate payoff quote for your First Horizon Bank consumer and home equity loans.We’re pleased to welcome you to First Horizon Bank as we finalize our merger with IBERIABANK. This is a merger of equals – which means we’re bringing together the best of both banks – to create one better-than-ever banking experience. Providing you with a better way of managing your financial future is at the heart of everything we do ...Jan 25, 2024 ... First Horizon Bank doesn't charge monthly service fees on its checking account. Savings accounts will require monthly fees unless you can ...From the QuickBooks Transactions menu: Choose Banking. Select Connect Account on the landing page if this is your first time connecting. Or select Add account or Link account if you've already created one. Selecting Link Account will direct you to the Connect an account page. From here you can search for banking institution you wish you connect.Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …Forza Horizon 5 is one of the most highly anticipated racing games to hit the market, and PC gamers are in for a treat as it makes its way onto the platform. One of the standout fe... First Horizon Advisors is the trade name for wealth management products and services provided by Bank and its affiliates. Trust services provided by Bank. Investment management services, investments, annuities and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of Bank. Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or ... Mar 24, 2020 ... Clarksville, TN - First Horizon Bank is adjusting services at its banking centers to drive-thru only to help keep customers and employees as ... In order to access your First Horizon Bank account (s) via Quicken, you must: Be enrolled in Business Banking Online. Be granted the appropriate user entitlements by a business administrator. Install Quicken and configure the software to connect to your First Horizon Bank account (s) The configuration instructions are different for each version ... 888-382-4968. LOG IN. Log in to access your account securely. Enter User IDWe still need your User ID. Enter PasswordWe still need your PasswordShow. Forgot User ID/Password. DownloadOur Mobile Apps. ABOUT FIRST HORIZON. About Us.OFFICE DETAILS. First Horizon Bank Riverview branch is one of the 414 offices of the bank and has been serving the financial needs of their customers in Durham, Durham county, North Carolina since 1971. Riverview office is located at 5112 North Roxboro Road, Durham. You can also contact the bank by calling the branch phone number at 919-695 …Are you a student looking to broaden your horizons and gain a global perspective? Consider participating in a study abroad program. Europe is often regarded as one of the most popu...First Horizon Advisors is the trade name for wealth management products and services provided by Bank and its affiliates. Trust services provided by Bank. Investment management services, investments, annuities and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of Bank.Download our Digital and Mobile Banking User Guide. Read our FAQs. Get help from your local branch. 800-382-5465. Access your account on the go anytime with Mobile Banking from First Horizon Bank. First Horizon Advisors is the trade name for wealth management products and services provided by Bank and its affiliates. Trust services provided by Bank. Investment management services, investments, annuities and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of Bank. First Horizon Advisors is the trade name for wealth management products and services provided by Bank and its affiliates. Trust services provided by Bank. Investment management services, investments, annuities and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of Bank. That is why First Palmetto Bank offers easy and secure 24/7 access to your accounts through Online Banking with tools that are designed to help you stay in control of your finances. If you are new to Online Banking, here are some of our features: CheckFree Billpay. eStatements.Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from … ELECTRONIC SERVICES AGREEMENT. SAFEKEEPING ONLINE. 1. Use of Electronic Services. This Electronic Services Agreement ("Agreement") between you and First Horizon states the terms and conditions of your use of the Electronic Services. "Electronic Services" means any and all of First Horizon’s services or systems and information accessible ... Online and Mobile Banking Enrollment. Please note that although they are not required fields, including your debit or ATM card number and PIN will provide you with quicker access to online and mobile banking. If you do not provide your debit or ATM card number and PIN, you will be required to include the amount of your last deposit/payment for ... Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …The First Horizon Mobile Banking app is free to download and offers you a convenient, secure way to manage your financial life or your business on the go. The app lets you deposit a check, view your account balances, pay bills, transfer funds, create and manage budgets, track spending, and set timely alerts and notifications to keep you in the ...Posting ID: 879038650 Posted: 2024-02-29 Job Title: Banking Center Manager. Apply for a First Horizon Bank Banking Center Manager job in Saint Simons Island, GA. Apply … Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or ... Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …Jan 25, 2024 ... First Horizon Bank doesn't charge monthly service fees on its checking account. Savings accounts will require monthly fees unless you can ...That is why First Palmetto Bank offers easy and secure 24/7 access to your accounts through Online Banking with tools that are designed to help you stay in control of your finances. If you are new to Online Banking, here are some of our features: CheckFree Billpay. eStatements.
In today’s interconnected world, learning a new language has become increasingly important. Duolingo is one of the most popular platforms for learning languages online. Their gamif.... Image online
It takes less than 10 minutes to apply online for a new account. Here are a few of the things that we need to know about you to open your account: Identification type (i.e., driver's license) Social Security number. Date of birth. Contact information (such as address and phone number) You will need to provide the source of your opening deposit ...ELECTRONIC SERVICES AGREEMENT. SAFEKEEPING ONLINE. 1. Use of Electronic Services. This Electronic Services Agreement ("Agreement") between you and First …First Horizon Advisors is the trade name for wealth management products and services provided by Bank and its affiliates. Trust services provided by Bank. Investment management services, investments, annuities and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of Bank.Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …Email Us. 800-382-5465. Online Customer Service Requests. Visit our Learning Center. Find a bank near you with our ATM/Branch locator tool. Locate private client & commercial services near you. Call 800-382-5465 for immediate assistance.In today’s digital age, where screens dominate our lives, it is crucial to encourage children to develop a love for reading. Reading books not only helps enhance their vocabulary a... First Horizon Advisors is the trade name for wealth management products and services provided by Bank and its affiliates. Trust services provided by Bank. Investment management services, investments, annuities and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of Bank. Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …Most individuals and businesses today have some type of banking account. Having a trusted financial service provider is important as it is a safe place to hold and withdraw earned ...Jan 25, 2024 ... First Horizon Bank doesn't charge monthly service fees on its checking account. Savings accounts will require monthly fees unless you can ...First Horizon Advisors is the trade name for wealth management products and services provided by Bank and its affiliates. Trust services provided by Bank. Investment management services, investments, annuities and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of Bank.Download the app to manage your personal or small business accounts, pay bills, transfer funds, deposit checks, and more. Read reviews, see ratings, and learn about data safety and privacy …ELECTRONIC SERVICES AGREEMENT. SAFEKEEPING ONLINE. 1. Use of Electronic Services. This Electronic Services Agreement ("Agreement") between you and First Horizon states the terms and conditions of your use of the Electronic Services. "Electronic Services" means any and all of First Horizon’s services or systems and information …First Horizon Advisors is the trade name for wealth management products and services provided by Bank and its affiliates. Trust services provided by Bank. Investment management services, investments, annuities and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of Bank.2022 First Horion Bank., Member FDIC. REV 10/22 Consumer Digital Banking A. The Service. This Agreement applies whether accessing your accounts through the internet, a mobile device, or other software. Additional terms and conditions that apply to the Mobile Banking services that we may provide to you are described in Section V. of …Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095. First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from …By logging into your account online and clicking on Accounts/Statements Tab. Then, choose the account name from the Assets section and click on the visibility symbol (an eye with a slash through it) to see the account number. If you need further assistance, call Customer Service at 800-382-5465 . Discover how to locate your routing number in ...Horizon Bank offers 24/7 online banking with a wide range of features and services for your convenience and security. You can access your accounts, make payments, deposit ….